Introducing Smart SinghSmart Singh is a manifestation of my beliefs about financial planning and investing. He tries to find intelligent, smart solutions which require minimum effort to implement, because he has a day job and a life.He understands that no one has precise answers to 'Which stocks to buy?' or 'Is it a good time…
Last year I wrote an article about submitting fake rent receipts. This time, many people might be forced to clean up their act. For people who are still looking for a little nudge to report the right amount, this is a great opportunity. There is still time to revise your declarations. Ask your HR. I just got…
In the last post, we came across the term 'bad fiscal policy'. The term is intimidating but the meaning is quite simple. Fiscal policy means how you manage your inflows and outflows or your income and expenses. Suddenly bad fiscal policy sounds familiar to everyone. Most of us practice bad fiscal management every day. Coming…
Sensex is struggling at 16K levels right now, back from 20K levels it touched in January. The gold price is up from 20K to 29K in the same time. Dollar-rupee exchange rate has shot up from 45 to 52. What's happening? While news channels keep quoting internal factors as reasons, most intelligent investors would ask you to…
Hi folks,Smart Singh started its journey to help Indian investors make right decisions, simplify personal finance for them and have fun while at it. The journey had come to an uncomfortable pause as I hadn't been blogging faithfully for last six months. There are a variety of reasons for this:
In the last post, we discussed how your money grows when you invest in a stock. We also discussed what should be the value of a stock. To summarize that point, the value of a stock should be the present value of all the future payments. For example, let's say a stock will give you…
A stock may look like one of the simplest building blocks in the investing pyramid. However, it is very difficult to understand what drives it's value or price. I've already written an article on what is a stock, and I can write 10 more different takes on the same subject. But I'm afraid that still…
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